The dagger of unemployment cuts deep and it hurts. It scours and scars the soul. Imagine, investing so much time and money in studies so that you can pass with flying colours to get a place in the varsity in the hope of securing a better paying job. But alas, there are no more opportunities unlike in the past and companies are retrenching workers especially in the Eurozone. About 60% of youths are unemployed and millions are jobless. People are hungry and there is no food to put on the table. They can no longer pay the bills and may have to be evicted from their rented apartment. Unless you turn to the internet for some reprieve and solutions.
For any new potential business owners, there are many factors to consider before setting up your company. Factors to consider include the availability of financial means to tide through even though there may be no business in the first few months for new start-ups, availability of manpower and talent, hiring the right people, procurement of office equipment plus investing in relevant software and technology.
Some new business owners prefer the hassle of all the above factors and would like to start right away by getting the right franchise from successful business such as WSI internet franchise, which is the number 1 internet services franchise in the world. The way forward now is to do online business.
With proven methods and technology put in place, it might be a good idea to consider this route, taking the headache out of you. Hence, you can check out the link above and surf around for more information.
Since small, I have made books to be my best friends. Yes, they can accompany you wherever you go and keep you beneficially occupied most of the time. You will be transported to the various locations of the character in mind, his or her actions, feelings and imagine yourself to be there experiencing it. Books can also enhance our general knowledge and empower us with new skills, therefore allowing us to make money money offering services that best suit our skill and talent. Therefore, everyone should read more books as much as possible instead of watching the telly in our free time.
It is difficult to make investment decisions. I have invested in gold jewellery, more for aesthetic purposes previously. Gold is a good hedge against inflation just like properties. The price of gold will constantly increase as there will always be a demand for this yellow metal. You might like to invest in Ingold Corp or just to check out the link. It is a gold investment company in Russia.
Investing online has increasing interests as people with disposable income are looking for companies to invest their monies for passive income. This income is where you work once and get paid over and over again. Hence, we should have multiple sources of passive income.
I just came back from KL yesterday and today, went to Gurney Plaza MPH to read a book. I found it interesting and decided to purchase it for RM 25. I could not put down the book and read it in the car on the way back home and after an hour, finished reading it. Well, it is a small book, with less than 5,000 words but full of wisdom on life, career, and managing money. On the left page is the snippet in English while on the right side of the book is the translation in Malay. I get to improve my Bahasa and learn new meanings to it with the English translation. The book also recommends reading free articles on Google by Peter Drucker, with Jewish descent.
Courtesy of: iMoney.my
I have 6 credit cards in total, but use mainly one most of the time. If you would like to compare the various credit cards locally and apply them online, then check out Malaysian Credit Cards Comparison and Application. When applying for credit cards, the first thing I look for is the rewards redemption points that never expire such as Citibank credit cards. I also prefer cards that have free annual fees or for my case, conditions that you need to spend say 3 times in a year or spend at least once a month to enjoy the annual fees waiver. This is so for my Citibank credit card where I pay my insurance premiums monthly, which are automatically debited from my card.
To be eligible for credit card application, you need to earn at least RM 24,000 per annum or RM 2,000 per month. The application is now more stringent due to default of payments from the young applicants who are not really financially stable. If possible, make sure you are confirmed in your job and apply.
So far, I have an infinite, signature and platinum cards. These are for the well-heeled, but I don’t wear heels I also have GSC credit card to purchase my movie tickets using the express lane, instead of queuing up and wait for eons of time just to watch my favourite movies.
Different cards offer different benefits and you need to consider what you want most, such as cash back, travel miles, low interests rates, rewards points, etc. Some credit card tie up with local companies like Tesco for bulk purchasing, Esso for petrol cash back, Air Asia to redeem points for free travels, and so on.
Hence, it pays to visit the link given here as there is a comprehensive information for almost all the local credit cards available that you can simply apply online!
I shall be travelling to KL tonight, most probably reaching there around midnight at our rented flat in USJ. Nowadays, I travel to KL rather frequently, on average once every week. Working at home can be quite hectic as there are a lot of things to do online and offline like writing cheques and posting them, not forgetting the workers’ EPF and SOCSO. I also have to pay utility bills and take care of all the mundane stuffs related to the business. Everyday, there will be some work to be completed in a timely manner, otherwise, they will pile up to more and more work. As soon as I get to finish them, new ones come in. That’s my working life.
For those of you who travel frequently between Malaysia and Singapore, you might like to know that Tiger Air is a Singaporean low-cost airline with the likes of Air Asia. You can go to the web site to book online by clicking on the link above and book a cheap flight ticket to or from Singapore, Australia, China, Hong Kong, Bangkok, Singapore, Macau, Kuala Lumpur, Indonesia, Vietnam, India, Philippines, Thailand, Penang and other destinations. You can also search for cheap tickets here. Who knows, one day, you might just need to book online via Tiger Air if you bookmark the web site and save money in the long run.
Just printed an 80-page file of company details for a client, to be submitted by this week when we travel down to KL. Luckily, we bought the coloured ink cartridge together with the black ink cartridge last night at Gurney Plaza and a rim of A4 size paper. Updated the vendor profile sheet and did other work. As a habit, I am always looking for something to do using the computer, be it company or personal. That’s the flexibility of working at home where you command the time and hours to work or to play. Therefore, I have to work hard, otherwise, no money comes in.
I bought a book for RM 48 from MPH last night and finished reading it that night. It is entitled the Millionaire Checklist by a well known internet marketing coach. I have to give her the thumbs up for learning a lot of tricks about the internet despite being a marketing graduate from the US. Now she owns million dollar homes in Malaysia, China and Hong Kong and travels monthly to her other homes overseas. From being an insurance agent after graduating, she decided to quit and be her own boss where her passion is the internet. Well, now she is living her dreams and travels round the world for holidays or for giving seminars.